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When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

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Mortgage News Daily:
Cash Sales Lowest Since 2007
9/28/2016 9:32 AM
Posted To: MND NewsWireThe all-cash share of residential sales dipped below 30 percent in June, the first time this has happened since 2007. CoreLogic said on Tuesday that cash accounted for 29.3 percent of home sales during the month, a decrease of 2.5 percentage points since June of last year. On a monthly basis those ...Read More
Should We Worry More About Repeat Buyers vs First-Timers?
9/28/2016 9:29 AM
Posted To: MND NewsWireTo understand the top-line story in the Urban Institute"s (UI"s) latest Chartbook released on Monday one has to go back to another UI paper published more than a year ago. In the article the UI"s Housing Policy Center"s director, Laurie Goodman, and fellow researchers claimed that the share of firs...Read More
Courts and Compliance; FHA Condo Proposal; Lender Updates on FHA, Rural, and VA
9/28/2016 8:30 AM
Posted To: Pipeline PressWhat do attorneys and judges think of compliance? Here"s a nice write up , but it is important that incentives match your company"s compliance goals, and vice versa, that you verify what your employees report, and that you train your employees on company policy. If o...Read More
MBS Day Ahead: The First Real Chance to Challenge Uptrend in Rates
9/28/2016 8:21 AM
Posted To: MBS CommentaryI talk a lot about " trends "--a word that's easy enough to understand in a general sense, but more esoteric when we try to understand it in specific terms. Let's demystify it a bit. In a general sense, a trend simply refers to " direction ." Far more ac...Read More
Mortgage Applications Muted Despite Rate Rally
9/28/2016 7:39 AM
Posted To: MND NewsWireThe Mortgage Bankers Association (MBA) reported hardly a ripple in the mortgage market during the week ended September 23. Its Market Composite Index, a measure of mortgage loan application volume, dipped 0.7 percent on a seasonally adjusted basis from one week earlier and decreased 1 percent when ...Read More
MBS RECAP: Treasuries Get The Glory as MBS Hold Ground
9/27/2016 3:31 PM
Posted To: MBS CommentaryGlory was limited, in general, today. Most of it went to Treasuries as opposed to MBS. Put in plainer terms, 10yr yields fell 2-3bps on the day while MBS were generally unchanged. In thinking about what's up with that, we should keep the following bullet points in mind: It'...Read More
Mortgage Rates Near 2-Month Lows
9/27/2016 2:52 PM
Posted To: Mortgage Rate WatchMortgage Rates maintained their recent winning streak today, falling for the 5th straight day. The average lender is now offering the best rates in nearly 2 months. You"d have to go back early August or late July (depending on the lender) to see a better combination of rate and upf...Read More
New DU Version Enhances use of Trended Credit
9/27/2016 9:38 AM
Posted To: MND NewsWireFannie Mae has announced the implementation of a new version of its automated underwriting system . The company said Version 10.0 of Desktop Underwriter (DU) "provides more simplicity and certainty to lenders through the use of trended credit data for enhanced credit risk assessment and new automat...Read More
Versus Inflation, Home Price Increases Are Unsustainable -Case-Shiller
9/27/2016 9:35 AM
Posted To: MND NewsWireWhile the annual gains in its nationwide index accelerated slightly in July the S&P CoreLogic Case-Shiller 10- and 20-City Composite Indices showed a slight slowing on an annual basis. The U.S. National Home Price Index, covering all nine U.S. census divisions showed prices rising 5.1% over the...Read More
Events From Coast to Coast; New LO comp Plan; All-Cash Deal Stats
9/27/2016 8:48 AM
Posted To: Pipeline PressThe media, both social and unsocial, are filled with thoughts about the presidential debate last night. Housing was not an issue, since, overall, things are pretty good. But let’s start with something non-mortgage with a favorite trivia question. Who is buried ...Read More