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When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

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Mortgage News Daily:
MBS RECAP: Stocks vs Bonds; Bonds vs Supply
9/21/2020 2:35 PM
Posted To: MBS CommentaryStocks vs Bonds; Bonds vs Supply There's a fairly strong case to be made for stock market weakness helping bond yields remain lower than they otherwise might be in September. As such, we'll be watching the bond market's reaction very carefully in the event of a rebound....Read More
Fannie"s Forecast Sees a Brightening Recovery
9/21/2020 10:31 AM
Posted To: MND NewsWireFannie Mae has upgraded its forecast for the third quarter gross domestic product (GDP). It now expects growth at an annualized pace of 30.4 percent , up from the 27.2 percent the company"s economists predicted in August. They say that growth has clearly slowed from the days soon after the business...Read More
MLO, Ops Jobs; Retention, Co-op Products; USDA Rural Conditional Commitments
9/21/2020 9:24 AM
Posted To: Pipeline PressIf you watch the news long enough, you see all kinds of interesting things. Cracker Barrel is adding alcohol to its menu? Yup! And you must watch this clip with Stephen Colbert working out with, and interviewing, the Notorious RBG (“Is a hot dog a sandwich?&rdq...Read More
MBS Week Ahead: Who Knows Where We"d Be Without Stock Market Weakness
9/21/2020 9:06 AM
Posted To: MBS CommentaryOne of my favorite pastimes is debunking the notion that stock prices and bonds yields 'always' correlate. Years of indoctrination from the conventional wisdom of money managers have done us no favors as market watchers. Even if you don't invest or actively make decisio...Read More
Here"s What The Fed"s 0% Rate Outlook Means For Mortgages and Housing
9/18/2020 4:38 PM
Posted To: Mortgage Rate WatchMortgage rates are most influenced by the bond market and the bond market is most influenced by the Federal Reserve (aka "The Fed"). So when the Fed says it expects rates to be "zero" at least until the end of 2023, does the same go for mortgage rates? That would be nice, but unfor...Read More
MBS RECAP: Range Trading Settling in For Long(er) Haul
9/18/2020 4:30 PM
Posted To: MBS CommentaryRange Trading Settling in For Long(er) Haul With no significant bond market volatility in response to this week's Fed announcement. The question of "where do we go now" remains. The answer remains as well. Until further notice, it's "sideways!" Econ Data...Read More
Fewer Homes Being Flipped, But Profits Are Up
9/18/2020 11:40 AM
Posted To: MND NewsWireOne out of every 15 home sales in the second quarter of the year were defined as "flips" by ATTOM Data Solutions. A flip is any arms-length transaction that occurred in the quarter where a previous arms-length transaction on the same property had occurred within the last 12 months. ATTOM"s second q...Read More
Forbearance Plan Count Continues to Shrink
9/18/2020 11:37 AM
Posted To: MND NewsWireThere was a fourth straight decline in the number of mortgage loans in forbearance during the week ended September 15. Black Knight says the total dropped by 26,000 or 0.7 percent to an estimated 3.7 million loans. That is down 22 percent from the peak of over 4.7 million in late May. Volumes have ...Read More
Refis Increased Slightly in August, FICO Scores Highest This Year
9/18/2020 11:30 AM
Posted To: MND NewsWireThe refinance share of loans originated in August rebounded slightly from July levels as interest rates fell to the lowest in Ellie Mae"s history. The company"s Origination Insight Report says the average rate on all loans fell to 3.09 percent during the month, down from 3.24 percent in July. The 3...Read More
MBS Day Ahead: Running Out of Ways to Say "Sideways"
9/18/2020 8:47 AM
Posted To: MBS CommentaryTossed coconut salad... Fresh coconut milk... New England boiled coconut... There were only so many menu choices for Yosemite Sam working with one ingredient. We're in a somewhat similar position over the past month with nothing to observe apart from a range-bound bond market. ...Read More