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When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

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Mortgage News Daily:
 
MBS RECAP: Trade Headlines Provide Sneak Peak for Bond Market Vulnerability
1/17/2019 3:01 PM
Posted To: MBS CommentaryThe Wall St Journal ran a story this afternoon suggesting Treasury Secretary Mnuchin was pushing for a compromise deal to ease Tariffs on China in order to grease the skids for trade talks. As a result, stocks and bonds lost their cool --relatively. Case in point, in the 30 minutes...Read More
 
Mortgage Rates Holding Ground But Volatility Could Increase
1/17/2019 2:28 PM
Posted To: Mortgage Rate WatchMortgage rates were technically steady today. In fact, as of this writing, most lenders are offering slightly better terms compared to yesterday, but only by barely-detectable amounts. The afternoon brought volatility in financial markets owing to trade-related headline. That volat...Read More
 
Subservicer, Non-Agency Products; World Debt Increasing; Primer on "Duration" and Mortgage Pricing
1/17/2019 8:41 AM
Posted To: Pipeline PressTime has a way of slipping by. For example, I’ve really been meaning to transfer a bunch of Lotus 1-2-3 and Quattro Pro spreadsheets I have off of some floppy disks and onto my laptop but never seem to get around to it. Speaking of time passing, Moody’s s...Read More
 
MBS Day Ahead: There Are Only So Many Ways To Say It
1/17/2019 8:00 AM
Posted To: MBS CommentaryUnless you've missed the past few days of commentary, you've heard me say something about the sideways uncertainty in markets as investors wait for a government shutdown resolution. There are only so many ways to say it. So I'll let someone else say it this morning. The...Read More
 
Will New FHFA Head Follow his Instincts or Bow to Reality?
1/17/2019 7:12 AM
Posted To: MND NewsWire"The most important question in housing policy heading into the new year has nothing to do with interest rates, housing supply, or home sales," Urban Institute (UI) non-resident fellow Jim Parrott says. "It"s what kind of director of the Federal Housing Finance Agency (FHFA) Mark Calabria will be ....Read More
 
MBS RECAP: Bonds Looking Reluctant to Make Bigger Moves Without Data
1/16/2019 4:01 PM
Posted To: MBS CommentaryToday would have been Retail Sales day were it not for the government shutdown. This also prevented Business Inventories from reporting (not an insignificant piece of data even if not on par with Retail Sales). Tomorrow will see the New Residential Construction numbers (housing sta...Read More
 
Mortgage Rates Up Slightly, But Still in Great Shape
1/16/2019 3:13 PM
Posted To: Mortgage Rate WatchMortgage rates rose modestly today after spending the past 2 days moving sideways. It was really yesterday"s market weakness that caused today"s move. Mortgage rates are most directly affected by the trading of mortgage-backed securities (MBS). When MBS are weaker, rates rise. MBS ...Read More
 
Manufactured Home and Capital Markets Products; Radian Expands; Big Banks" Mortgage Volumes
1/16/2019 10:12 AM
Posted To: Pipeline PressAs pricing battles rage in the wholesale channel, there has been plenty of news of layoffs in residential lending over the last six months industry-wide, due to reasons like becoming more efficient, lower volumes, or fewer delinquencies, the most recent being BB&...Read More
 
Builder Confidence Buoyed by Lower Rates
1/16/2019 9:35 AM
Posted To: MND NewsWireAfter falling an aggregate of 12 points in November and December the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) appears to have stabilized. The HMI, a measure of home builders" confidence in the market for newly constructed homes, gained 2 points in January,...Read More
 
MBS Day Ahead: This Morning"s Retail Sales Report is Emblematic of The Bond Market"s Issue
1/16/2019 7:47 AM
Posted To: MBS CommentaryThere will be no Retail Sales report this morning due to the government shutdown. This provides a perfect example of the issue the bond market is currently facing. It begins with the state of flux in the economy and in monetary policy. Now more than ever , arguably, the Fed is on t...Read More