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When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

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Mortgage News Daily:
 
MBS RECAP: One of Three Things is Going on With Bonds
1/18/2019 3:11 PM
Posted To: MBS CommentaryBond markets sold-off today in a slightly more alarming way than we've seen so far in 2019. This was accompanied by 11th straight trading session where stocks closed higher than they opened, as well as the best S&P prices in more than a month. One of three things could be g...Read More
 
Mortgage Rates Nominally Higher Despite Bond Market Warning
1/18/2019 2:47 PM
Posted To: Mortgage Rate WatchMortgage rates rose gently today. Most mortgage borrowers (and many mortgage professionals, for that matter) wouldn"t be aware of slightly more alarming risks lurking underneath the surface. Those risks involve the broader bond market from which mortgage-related bonds take their di...Read More
 
Has RESPA"s Servicer Rule Reduced Foreclosures?
1/18/2019 11:55 AM
Posted To: MND NewsWireIn accordance with requirements of the Dodd-Frank Wall Street Reform and Consumer Protection Act, the Consumer Financial Protection Bureau (CFPB) recently conducted five-year assessments of two rules it promulgated under the act. We summarized their assessment of the Ability-to-Repay/Qualified Mort...Read More
 
MBS Day Ahead: Bonds Break One Ceiling, But The Next One is More Important
1/18/2019 8:44 AM
Posted To: MBS CommentaryEver since bottoming out in early 2019, 10yr Treasury yields faced a pretty clear line in the sand from a technical standpoint. 2.82% stuck out like a sore thumb overhead due to multiple instances where it acted as a floor in 2018. It may have seemed too far away to worry about 3 w...Read More
 
Condo, Sales, and Business Intelligence Products; Freddie and Fannie Program Changes
1/18/2019 8:11 AM
Posted To: Pipeline PressFor the first time in history, the six biggest banks — JPMorgan Chase, Bank of America, Wells Fargo, Citigroup, Goldman Sachs and Morgan Stanley — made $100 billion in profit in a year. Yowzah! There’s a lot going on out there, and Ben Smidt put out...Read More
 
New Home Sales Pull Back Amid Global Uncertainty
1/18/2019 7:22 AM
Posted To: MND NewsWireApplications for new home purchases dropped in December , falling 6.8 percent behind those a year earlier. The deficit from November was even larger, a decline of 13 percent. The Mortgage Bankers Association (MBA) estimates that those numbers, which do not include any adjustment for seasonal patter...Read More
 
MBS RECAP: Trade Headlines Provide Sneak Peak for Bond Market Vulnerability
1/17/2019 3:01 PM
Posted To: MBS CommentaryThe Wall St Journal ran a story this afternoon suggesting Treasury Secretary Mnuchin was pushing for a compromise deal to ease Tariffs on China in order to grease the skids for trade talks. As a result, stocks and bonds lost their cool --relatively. Case in point, in the 30 minutes...Read More
 
Mortgage Rates Holding Ground But Volatility Could Increase
1/17/2019 2:28 PM
Posted To: Mortgage Rate WatchMortgage rates were technically steady today. In fact, as of this writing, most lenders are offering slightly better terms compared to yesterday, but only by barely-detectable amounts. The afternoon brought volatility in financial markets owing to trade-related headline. That volat...Read More
 
Subservicer, Non-Agency Products; World Debt Increasing; Primer on "Duration" and Mortgage Pricing
1/17/2019 8:41 AM
Posted To: Pipeline PressTime has a way of slipping by. For example, I’ve really been meaning to transfer a bunch of Lotus 1-2-3 and Quattro Pro spreadsheets I have off of some floppy disks and onto my laptop but never seem to get around to it. Speaking of time passing, Moody’s s...Read More
 
MBS Day Ahead: There Are Only So Many Ways To Say It
1/17/2019 8:00 AM
Posted To: MBS CommentaryUnless you've missed the past few days of commentary, you've heard me say something about the sideways uncertainty in markets as investors wait for a government shutdown resolution. There are only so many ways to say it. So I'll let someone else say it this morning. The...Read More