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When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

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Mortgage News Daily:
Treasury Weighs in With Mortgage Industry Recommendations
8/21/2018 10:42 AM
Posted To: MND NewsWireThe Treasury Department has recommended some sweeping changes for consumer financial services including some directly impacting the mortgage industry . A new report recognizes the growing importance of non-depository institutions in the mortgage system, attributing it in part to various factors tha...Read More
MBS Day Ahead: Bullish and Bearish Cases For The Next Big Move
8/21/2018 7:56 AM
Posted To: MBS CommentaryWith yields touching the lowest levels in more than a month yesterday, there are two distinct cases to be made for the path ahead. In the more pessimistic case, those low yield levels fall in line with the bottom of the range seen from late June through late July. They coincide wit...Read More
LO and Customer Retention Products; Conventional/Conforming Updates
8/21/2018 7:45 AM
Posted To: Pipeline PressWhat can keep interest rates low in the United States? A slow economy. What can cause higher rates? Inflation. To no one’s surprise, U.S. tariffs have increased prices on raw materials and other costs for domestic manufacturers, according to a survey by the Fed...Read More
MBS RECAP: Today"s Market Mover: Jawboning
8/20/2018 4:31 PM
Posted To: MBS CommentaryWhen it comes to financial markets, the definition for "jawboning" is a bit looser than normal as it also encompasses market movement that occurs simply because "someone" said "something." In other words, in some cases, the person who said the thing th...Read More
Mortgage Rates Resisting a Move Lower
8/20/2018 3:59 PM
Posted To: Mortgage Rate WatchMortgage rates were almost perfectly unchanged again today, meaning they haven"t really changed in more than a week. All this despite a rather noticeable improvement in underlying bond markets (something that typically goes hand in hand with lower mortgage rates). Granted, the bond...Read More
Great Recession Still Taking Toll
8/20/2018 2:29 PM
Posted To: MND NewsWireIrving Berlin once wrote, "The song might be over, but the melody lingers on." That, according to a paper from the Federal Reserve Bank of San Francisco (San Francisco Fed), sort of describes the Great Recession. A decade after the financial crisis and recession the U.S. economy remains significant...Read More
MBS Week Ahead: Slow Data, Vacation Absences, Fed Minutes Make For Uncertain Week
8/20/2018 8:12 AM
Posted To: MBS CommentaryThe frustrating thing about weeks that are normally vacation-heavy is that the resulting lack of volume and liquidity can leave bonds in a position to make quick, unprovoked, illogical movements... sometimes. Other times, the vacation-week gameplan is simply to keep bonds as close ...Read More
Digital Products; Corporate Moves, Gov"t-Owned Banks; Amazon and Marriott Deal
8/20/2018 7:55 AM
Posted To: Pipeline PressIn my travels around the States, I see that some lenders are nervous. Yes, margins appear to have, for the most part, stopped compressing dramatically. Many lenders have exited, as have low-producing production staff. Staff reductions will continue. But veterans of t...Read More
MBS RECAP: Bonds Ignore Stocks to Hold Steady on The Week
8/17/2018 4:30 PM
Posted To: MBS Commentary10yr yields ended the week at almost exactly where they began. With the exception of Tuesday, bonds closed within 1.5bps of each other on the other 4 days this week. Tuesday was only 2bps higher and gave way to an overnight rally that restored the range anyway! Long story short, fo...Read More
Mortgage Rates Almost Perfectly Unchanged This Week
8/17/2018 3:29 PM
Posted To: Mortgage Rate WatchMortgage rates were almost perfectly unchanged today. That leaves them right in line with last Friday"s levels. I devoted a considerable number of words in yesterday"s article to explaining why most other articles about mortgage rates were inaccurate yesterday. Suffice it to say th...Read More